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Coin, network, address

A transfer uses three things on the screen: the coin, the network, and the address. The receiver's message has the same three. Two matching, and one not, is a different transfer.

ERC-20, TRC-20 and BEP-20 are the names those networks use for a token whose units are interchangeable. This page does not say which to pick.

Information, not advice.

Three names for a token

ERC-20 is the name ethereum.org uses for a token standard on Ethereum in which each unit is the same as the others. The page, last updated 9 Jul 2026, says the standard can transfer tokens from one account to another, and can approve an amount that another account may spend.

TRC-20 is the name TRON uses for its fungible token standard. TRON's page, updated 18 Sep 2026, says a TRC-20 contract is compatible with ERC-20 at the interface. The interface page of the same date says every TRC-20 contract has transfer, and approve.

BEP-20 is an interface for token contracts on BNB Smart Chain. The proposal says it is derived from ERC-20, and that it covers transfer and an approval that lets another on-chain party spend the tokens. The file shows no calendar date. It was read on 30 Oct 2026.

Technical detail

TRON's overview also calls TRC-20 the standard it recommends for new fungible tokens. That is TRON's sentence for people building a token. It is not a finding about a coin to hold. BEP-20's status line says the proposal is already implemented. Decimals on a TRC-20 contract are set by the contract. The interface page says 6 is a typical value, and 18 is another.

A different network

BNB Chain's own FAQ, dated 16 Mar 2026 on the page, says one reason a token does not appear after a transfer is that the wrong network is selected. A token sent on BNB Smart Chain will not show while the wallet is set to Ethereum Mainnet. The FAQ says the token is likely still on the chain it was sent on.

The address can match, and the coin name can match, and the wallet can still be looking at a different network. A TRON page that says the same thing about TRON was not opened.

Technical detail

The FAQ also says a token may stay hidden until its contract address is added in the wallet, and that a bridged token can take time to appear. Those are further reasons on that page. They are not copied as a method.

The address, and a destination tag

An address is what people paste. It is not a name. ethereum.org says a transaction cannot be reversed.

On the XRP Ledger a payment can also carry a destination tag, a number. The ledger's own page says the tag tells an exchange, or a stablecoin issuer, which customer to credit in that business's own records. The ledger does not check that the number is the right customer. A missing tag can mean the business does not know whom to credit. An address can be set so the ledger rejects a payment that has no tag.

A memo, and an address that starts with M, on Stellar are on A memo, or a second number. No other network was opened.

Technical detail

The XRP Ledger page says last updated one year ago, and gives no calendar date. It was read on 30 Oct 2026. A tag is a 32-bit unsigned integer. The page says the tag has no job inside the ledger itself. It is information for the system off the ledger. The ethereum.org sentence on reversals is from the wallets page, read again on 30 Oct 2026, still last updated 24 Feb 2026.

What the screen and the message each show

The screen, and the message from the receiver, each have a coin, a network and an address. The transfer uses the ones on the screen.

One payment of ether is walked on A payment, line by line: the coin, the network, the address it left, the address it arrived at, and the fee.

  • Coin. The name on the screen, and the name in the message.
  • Network. The network on the screen, and the network in the message. ERC-20, TRC-20 and BEP-20 are three standards, on Ethereum, TRON and BNB Smart Chain.
  • Address. The characters on the screen, against the characters in the message. A case where the ends match and the middle does not is on An address that almost matches.
  • Destination tag. On the XRP Ledger, the number as well, when the receiver gave one. A memo on Stellar is on A memo, or a second number.

Each line is a field named by the sources on this page. Nothing is sent.